Total Debt Remaining
Monthly Payment
Debt-Free Date
Credit Card
$3,240
of $5,000 original
22.99%
APR
Min payoff
Aug 2027
Accelerated
Feb 2027
Cash Advance
$250
of $250 original
0%
APR
Min payoff
Jun 2026
Accelerated
Jun 2026
Personal Loan
$9,300
of $12,000 original
14.75%
APR
Min payoff
Nov 2028
Accelerated
May 2028
Instant Cash
$175
of $175 original
0%
APR
Min payoff
Jun 2026
Accelerated
Jun 2026
Payday Loan
$620
of $500 original
391%
APR
Min payoff
Jun 2026
Accelerated
Jun 2026
DebtClear Accelerated Plan vs. Minimum Payments
+$150/mo
pays off debt 14 months faster
Payment Order
ACE Payday Loan
Highest APR — pay immediately
Dave Cash Advance
Smallest balance next
EarnIn Instant Cash
Clear before next paycheck
Chase Visa
Roll freed-up payments here
Discover Personal
Final payoff push
Security Notice
DebtClear uses read-only bank access and 256-bit TLS encryption. We never store your banking credentials or initiate payments without your explicit approval. Your data is never sold or shared with third parties.
No-Fault Disclaimer: DebtClear provides financial tools and analysis for informational purposes only. We are not a lender, debt collector, or financial advisor. Payoff projections are estimates based on the data you provide and may vary. DebtClear is not responsible for missed payments, lender fees, or changes in loan terms. Always verify payment details directly with your lender.